Dein erstes Forum » creasingly more commonplace in shopping transact

As credit cards are increasingly more commonplace in shopping transactions Authentic Jose Abreu Jersey , consumer knowledge about how to protect themselves from fraudulent cheques continues to shrink. Cheque transactions are an easy way for scammers to prey on everyday Canadians, who rarely use cheques when making purchases. But in some cases, such as with property rentals or when accepting payments of large sums of money, it is still necessary to receive cheque payments. A few simple steps could be all the difference it takes to keep your finances, and your piece of mind Authentic Authentic Kelvin Herrera Jersey , safe from scam artists.

Don't wait until it's too late: you, the depositor, are ultimately responsible for the validity of the cheque you deposit at the bank. If the cheque is later found to be fraudulent, you will be held liable to return the full amount of the cheque to the bank. If you've heard the term "it's better to be safe than sorry," now's a great time to put it into action. Request a certified cheque Authentic Frank Thomas Jersey , money transfer, a PayPal online payment, and use the "sniff" test. If something feels wrong, simply find another buyer.

For any transactions that are made using a cheque, money order or bank draft Authentic Bo Jackson Jersey , keep in mind that Canadian banks have required several security features to be included for verification purposes. Cheques normally describe their security features on the back, which usually includes watermarks and elaborate designs that are clearly visible. These security features are especially designed so that they will not show on a photocopy or scan of the original cheque. Money orders generally include similar security characteristics.

Before accepting a cheque, ensure that the person giving it to you has completed it accurately, with the correct date and time. Never accept a post-dated cheque or agree to wait until a certain date before depositing it. Don't take a cheque that shows obvious signs of alteration, or one that is made out to the buyer and then signed over to you. Don't accept a counter cheque Harold Baines Jersey , which does not have preprinted name, address and account number information.

Be wary of the name listed on the cheque: if it is a business account, consider the likelihood of a business approving the transaction to be made using their account. And never take a cheque that is made out for more money than you were expecting. This common scam begins with the innocent seller accepting a cheque for more than the purchase price. The scammer later contacts the seller, remorsefully explains the error and asks for the difference in money to be returned. Several weeks later, when the bank returns the cheque as fraudulent Nellie Fox Jersey , the seller has lost the full amount of money and the scam artist is nowhere to be found.

Stay vigilant when dealing with cheques, money orders and bank drafts. If your suspicions have been raised, you may also ask your bank to contact the buyers' bank to confirm banking details. Another wise move would be to wait until the bank has cleared the cheque before withdrawing and using the cash. Ask to see the seller's driver's license before taking the cheque; if anything goes wrong, you will know the buyer's name for identification purposes.

Word to the wise: scam artists know how to spot a target. Keep these tips in mind and your finances will stay where they belong - in your own hands.
A Lesser Common Thread At Home For Some People Computers Articles | August 25, 2013
While home is still the most popular place to surf the web Jose Abreu Jersey , there are at least other choices. People that have no net access at home are most likely to borrow some time at a friend's house above all o...

While home is still the most popular place to surf the web, there are at least other choices. People that have no net access at home are most likely to borrow some time at a friend's house above all other places.

A huge number of those that don't have home access will use their job as a place to get online. Even people that do have web access at home will still use the office computer to get online for a variety of reasons, not all of them work related. The most common place for people to get online at no cost, other than using a friend's access, would be at the public library. It is not all books at the library anymore. You can now rent movies Ervin Santana Jersey , use the web, and even go to classes at some locations.

Internet access is available across a wide spectrum. This includes schools, community centers that offer classes, many of them free to people who want to learn more about the computer, internet and the web. Researches and teachers realize the importance of starting students early on the road to learning and using the computer and tap into all the benefits that it offers as well as the dangers they should be aware of. This training can help a child use this powerful tool to maximize the life benefits it can offer with the right training.